信用证是国际贸易中较新颖的一种算法，掌握信用证算法是很有必要的事情。而在使用信用证过程时，会使用到信用证模板，信用证模板对于外贸新手而言也是新的东西，也需要卖家去学习。因此，一份完整的信用证模板，对熟悉信用证有很大的帮助，下面一起来了解信用证模板：信用证模板格式CHUNG-KO--------通知行　　Type of Documentary Credit 40A IRREVOCABLE--------信用证性质为不可撤消　　Letter of Credit Number 20 LC84E0081/99------信用证号码，一般做单时都要求注此号　　Date of Issue 31G 990916------开证日期　　Date and Place of Expiry 31D 991015 KOREA-------失效时间地点　　Applicant Bank 51D BANK OF CHINA LIAONING BRANCH----开证行　　Applicant 50 DALIAN WEIDA TRADING CO., LTD.------开证申请人　　Beneficiary 59 SANGYONG CORPORATION　　CPO BOX 110SEOULKOREA-------受益人　　Currency Code, Amount 32B USD 1,146,725.04-------信用证总额　　Available with...by... 41D ANY BANK BY NEGOTIATION-------呈兑方式任何银行议付　　有的信用证为 ANY BANK BY PAYMENT, 些两句有区别, 第一个为银行付款后无追索权，第二个则有追索权就是有权限要回已付给你的钱。　　Drafts at 42C 45 DAYS AFTER SIGHT-------见证45天内付款Drawee 42D BANK OF CHINA LIAONING BRANCH-------付款行1.COMMERCIAL INVOICE IN TRIPLICATE 一式三份商业发票2.FULL SET OF CLEAN ON BOARD B/L MARKED FREIGHT PREPAID MADE OUT TO ORDER OF SHIPPER AND NOTIFYING APPLICANT 全套已装船清洁提单，标明运费预付，收货人一栏填根据发货人指示，通知开证审请人3.PACKING LIST IN DUPLICATE 装箱单一式二份47A: Additional conditions 附加条件1.AGRICULTURAL BANK OF CHINA SINGAPORE BRANCH IS ASSIGNED TO DISCOUNT THE L/C 中国农业银行为指定的付款行2.AFTER NEGOTIATION BANK HAS SENT TESTED TELEX TO ISSUING BANK CERTIFYING DOCUMENTS IN COMPLIANCE WITH THE L/C TERMS AND INDICATION INVOICE value,THEN NEGOTIATION BANK IS AUTHORIZED TO CLAIM REIMBURSEMENT BY TESTED TELEX/SWIFT FROM AGRICULTRUAL BANK OF CHINA SINGAPORE BRANCH AT SIGHT BASIS. SINGAPORE BRANCH WILL EFFECT PAYMENT WITHIN 5 WORKING DAYS. 议付行发电传给开证行确认单证相符，并指示发票金额，然后以SWIFT电码或电传的形式授权中国农业银行新加波支行付款给收益人，新加波支行将在五个工作日内履行付款义务。71B: Charges 开证以外产生的费用ALL BANKING CHARGES OUTSIDE OF THE ISSUING BANK (EXCEPT FOR THE DISCOUNT INTEREST AND DISCOUNT CHARGES) ARE FOR BENEFICIARY’SACCOUNT 开证行以外产生的费用由信用证收益人负担（票据贴现利息与折扣除外）48: Period for presentation 单据提交期限DOCUMENTS MUST BE PRESENTED WITHIN XX DAYS AFTER LATEST SHIPMENT DATE BUT WITHIN THE VALIDITY OF THISCREDIT 在信用证有效期内，最迟装运期后XX天内，向银行提交单据49: Confirmation instruction信用证特点一是信用证不依附于买卖合同，银行在审单时强调的是信用证与基础贸易相分离的书面形式上的认证。二是信用证是凭单付款，不以货物为准。只要单据相符，开证行就应无条件付款。三是信用证是一种银行信用，它是银行的一种担保文件。